Redesign & Realty

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Waterproofing your basement

Many unfortunate folks in our area have experienced devastation from the massive flooding.  If you are one of them, my heart goes out to you!  If you are like so many others that I have talked with in the past few days that just got water in your basement, here’s some help!

There are many fixes for water in the basement from expensive dry basement systems and sump pumps, which do a bang up job if you get significant water.  But there are many other inexpensive fixes that you might want to try first.  I always recommend to my buyers to consider these fixes prior to moving into the basement area:

• Clean the gutters regularly
• Make sure the downspouts are dumping the water away from the foundation
• Keep the ground around the foundation sloped away from the house
• Fill all cracks in the foundation
• Seal the basement walls with Dry Lock paint.

For more waterproofing tips!

When I bought my first house I was so overwhelmed!  Then a few years later I sold the house, bought land, and built a new one.  Now that was overwhelming!!  To help my clients so you won’t be in my position, I will be posting some buying & selling tips!  Click to learn more about Credit Score Requirements.

Heading to an open house today at 258 Irion Drive, Montoursville from 2-4 PM.  If you are looking for a great family home in Montoursville, don’t miss this one!

Absolutely immaculate 4 bedroom, 2 1/2 bath home in highly desirable location with astounding views. Living room fireplace, large open kitchen with breakfast bar and open dining area and doors to deck plus open floor plan to first floor family room. Master suite with private bath. Lower level family/rec room. Attached 2 car garage. An impressive home! Mineral rights negotiable.  More info…

Today was a busy day at Prudential Hodrick Realty’s Williamsport Office with 7 new listings!  I listed 2 of the 7.  Keep your eyes out for them over the  next few day.  Search Listings

Williamsport made the national news again!  It wasn’t even for the Little League World Series.  This time it was labeled the #2 Best Place To Live.  Check it out!  Best Shrinking Places To Live from CNN Money

Credit scores can be from 200 – 800.  A 620 or more is desirable for getting a mortgage. What can affect your credit score?

1. Payment History: Did you pay your credit card on time? If you were late, how late? Bankruptcy filing, liens, and collections also impact your history.

2. Debt: If you owe large sums of money on many accounts, it can show that you are overextended. However, it’s a good thing to have a good proportion of balances to total credit limits.

3. Credit History Length: In general, the longer you have had accounts opened, the better. The average person has an oldest obligation of 14 years old, showing that he/she has been managing credit for a while.  Only 1 in 20 consumers have credit histories <2 years.

4. New Credit Amounts: New credit, either installment payments or new credit cards, are considered more risky, even if you pay them promptly.

5. Credit Types: Generally, it’s desirable to have more than one type of credit such as installment loans, credit cards, or a mortgage.

For more on evaluating and understanding your credit score, visit www.myfico.com.

1208 Crestfield Drive
Williamsport, PA 17701

Enjoy the sunrise & sunset in this amazing Loyalsock development!

Brick, traditional home on 1 acre with 4 large bedrooms, new bathrooms, beautiful tile and oak floors, 2 gas fireplaces, finished basement, great room with vaulted ceilings and skylights, and so much more!  Don’t miss this one!

For more information:

Lender Checklist

A mortgage lender can generally do a pre-approval over the telephone, but the more information that you can provide will help in securing a mortgage. 

• W-2 forms — or business tax return forms if you’re self-employed — for the last 2-3 years.

• Copies of pay stubs

• Credit card account numbers and any outstanding balances

• Copies of bank statements for the past 2-3 months

• Lender, loan number, and amount owed on other loans

• Previous addresses for the last 5-7 years

• Copies of investment statements for last 2-4 months

• A list of any major assets of value

• Documentation to verify additional income, such as child support or a pension.

• Copies of your federal & state tax forms for the last 2-3 years

Feel free to contact me if you need help selecting a lender (220-2516).

Many of us are seeing the results of the gas drilling in the past year. You may be…

• Hunting for an apartment and experiencing the lack of available housing along with increased prices
• Searching for a home and finding no inventory
• Selling your home in a blink of an eye
• Or simply seeing a sea of white pick up trucks

Regardless of where you are, we are officially in a “Gas Boom”.  The landmen have over 80% of Lycoming County leased, drillers are drilling, the pipeline is moving along, and a massive number of suppliers are coming to town.  Not to mention, the hotels are full, and restaurants are busy.  Williamsport’s economy is a rarity in our nation!  Last month, the Wall Street Journal published an article of the “Ten Housing Markets Where Prices Rose In a Recession”.    Pay special attention to page 2 where Williamsport was #3!  We are recession proof!  A housing bubble has just begun and will continue for another 30 years or more.  Now is the time to invest in real estate!  Contact me to discuss your options!